Most insurance companies have a one or two year period to file claims, so it is important to have your home inspected if a storm rolls through. Major damage, such as missing siding and roof shingles, or worse, is obvious to the non-trained eye. Be sure to snap a few photos and then contact your insurance agency to start the process of filing a claim.
It is important to get your claim filed as soon as possible so the insurance agency can evaluate the claim before they get flooded with requests. Knowing what your policy does and does not cover can help you avoid wasting your time when calling your agency. It is also nice to work with a professional storm damage company prior to any damage occurring to your home. Companies such as ours, American Reconstruction, will partner with you on our storm damage monitoring program. Homes and businesses in our monitoring program can rest easy knowing we will be watching storm activity in the area. If an event should occur, we will send our trained experts to evaluate any damage to your property and then alert you to it.